Plan for Prosperity with Smart EMI Management
Loans can
either make your life easier or stress it out — it depends on how you handle
EMIs.
1. Choose Loan Wisely
- Don’t take loans for gadgets
- Avoid loans with >15%
interest
- Use EMI calculator before
applying
2. Prepayment is Your Friend
Pay a lump sum when you get bonuses — it reduces your overall interest.
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3. Refinance Smartly
- Shift from high-interest to
low-interest loans
- Negotiate with banks
Conclusion
You can’t
borrow your way to wealth — use loans as a bridge, not a trap.
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