Need Emergency Money But No Salary Slip? These 5
Apps Can Help
Whether
you’re self-employed, a student, or in a new job — sometimes you need cash
fast, but don’t have traditional documents. Here are the best instant loan apps
for such cases.
📱 1. KreditBee
- Loan: ₹1,000 to ₹2,00,000
- Tenure: 3 to 15 months
- Approval: Within 10 minutes
- For: Students, part-time
workers, freelancers
📱 2. Money View
- Amount: ₹5,000 to ₹5 Lakhs
- CIBIL-friendly
- Requires PAN + bank proof
- Fast disbursal even for low
credit score
📱 3. CASHe
- Amount: ₹10,000 to ₹3 Lakhs
- Targets urban youth
- Requires LinkedIn or bank
statement
- AI-powered approval
📱 4. PaySense
- Flexible tenure
- No credit card needed
- Requires bank statement +
Aadhaar
- Option to convert into EMI
📱 5. mPokket (For Students)
- Amount: ₹500 to ₹20,000
- Only PAN card and college ID
needed
- Instant wallet transfer
- Designed for student
emergencies
⚠️ Important Notes:
- Always repay on time — these
apps report to CIBIL
- Avoid taking multiple loans
at once
- Use for emergency only, not
lifestyle
✅ Conclusion
Instant
loan apps can be lifesavers — but only if used responsibly. Don’t borrow for
luxuries. Borrow to bridge short-term needs and repay fast.
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